30 seconds
Current wait time to speak with a human
1 day DIP
Decision in principle referral time
1 DAY REVIEW
Average time for us to review full mortgage applications
1 DAY UNDERWRITER
Average time for our underwriters to review requirements

INTERMEDIARY SERVICES

BUY TO LET

Our buy to let range is built for real-world complexity, supported by the breadth, reliability and flexibility that today's brokers expect. From individuals to limited companies, we provide mortgage solutions shaped for a variety of property types.

Portfolio landlords
Expats
Semi-Commercial landlords
Specialist Properties
Multi Unit Freehold Block
Limited Company landlords

*Subject to product availability

Buy to Let

RESIDENTIAL

We offer residential mortgages built with real-world clarity and structure to support your client's needs. Our flexible solutions help you find the right fit for first-time buyers, home movers or clients remortgaging their existing property. 

Professionals
Key workers
Joint Borrower Sole Proprietor
First time buyers
Adverse credit
Self employed
Residential
About Us

About Us

At Foundation, we're built to support brokers with the clarity, structure, and real-world insight specialist lending demands. As an intermediary-only lender, we use our experience to help you navigate every step with confidence. We're committed to strong relationships, straightforward support and lending that works in the real world. 

We make complex lending clear. We make it easier to navigate and to move forward. We make it work for you. 

We make mortgages happen.

Feefo logo

Excellent service from BDM & the underwriters. You work with us to get the cases through :)
Roy Fisher
Formby
Foundation are easy to deal with and actually chase you for outstanding information so we can get the client application to offer as quickly as possible.
Iain Bailey
Ellesmere Port
The underwriter updated me via a call at ever step. Andy has been so helpful with all cases I have placed with you and it has been a pleasure to work with him. Thank you so much Andy.
Rebecca Cook
Winchester
Made what I thought was a complicated mortgage application very simple. Very impressive service- Thank you!
David
United Kingdom

Awards

BSLA Lending Underwriter of Year Award

Our Underwriter, Hayley Roberts, was named Underwriter of the Year at the British Specialist Lending Awards 2026—a truly well-deserved recognition. Over the past year, she’s elevated underwriting by improving speed, consistency and communication, while collaborating seamlessly with Regional Account Managers and brokers to get even complex cases over the line, making mortgages happen.

BSLA Lender Head of Sales award – Grant Hendry

Grant Hendry, Director of Sales, was awarded Head of Sales at the British Specialist Lending Awards 2026. This well-deserved recognition reflects the tireless dedication he brings to Foundation every day. Through trusted leadership, strong collaboration, and clear communication, Grant has transformed the broker experience while fostering a people-first culture. His commitment to supporting colleagues and partners alike has helped deliver outstanding service across the business, all while making mortgages happen.

Mortgage Lender of the Year - Credit Awards

Foundation was honoured to receive the Mortgage Lender of the Year award at the Credit Strategy Awards 2026. This recognition highlights our expertise in specialist lending, our unwavering focus on customer and broker support, and our commitment to delivering solutions that help make mortgages happen.

Best marketing specialist lending

Awarded by MIMA in 2024 as the business that has excelled throughout the year with our marketing in the Specialist Lending sector. Whether it was through our product launches, brand awareness campaigns or engagement – we're honoured to be recognised as the best of the best.

Specialist lender of the year

Awarded Best Specialist Lender by Mortgage Introducer in 2024. We’re truly flattered by this award and are honoured to support our mortgage intermediary partners.

Best Specialist Mortgage Lender

Awarded Best specialist Mortgage lender at the Credit Strategy Lending Awards 2024. We work tirelessly to have a clear, transparent strategy in place and we’re thrilled to be recognised for it.

Best Marketing

Awarded Best specialist Mortgage lender at the Credit Strategy Lending Awards 2024. We work tirelessly to have a clear, transparent strategy in place and we’re thrilled to be recognised for it.