Making Mortgages Happen

BUY TO LET PRODUCTS Residential Products

Lending built for brokers

30 seconds

Current wait time to speak with a human

1 day DIP

Decision in principle referral time

1 DAY REVIEW

Average time for us to review full mortgage applications

1 DAY UNDERWRITER

Average time for our underwriters to review requirements

INTERMEDIARY SERVICES

BUY TO LET

Our buy to let range is built for real-world complexity, supported by the breadth, reliability and flexibility that today's brokers expect. From individuals to limited companies, we provide mortgage solutions shaped for a variety of property types.

Portfolio landlords

Expats

Semi-Commercial landlords

Specialist Properties

Multi Unit Freehold Block

Limited Company landlords

Buy to Let

RESIDENTIAL

We offer residential mortgages built with real-world clarity and structure to support your client's needs. Our flexible solutions help you find the right fit for first-time buyers, home movers or clients remortgaging their existing property.

Professionals

Key workers

Joint Borrower Sole Proprietor

First time buyers

Adverse credit

Self employed

Residential

About Us

At Foundation, we're built to support brokers with the clarity, structure, and real-world insight specialist lending demands. As an intermediary-only lender, we use our experience to help you navigate every step with confidence. We're committed to strong relationships, straightforward support and lending that works in the real world.

We make complex lending clear. We make it easier to navigate and to move forward. We make it work for you.

We make mortgages happen.

Excellent service from BDM & the underwriters. You work with us to get the cases through :)

Roy Fisher

Formby

Foundation are easy to deal with and actually chase you for outstanding information so we can get the client application to offer as quickly as possible.

Iain Bailey

Ellesmere Port

The underwriter updated me via a call at ever step. Andy has been so helpful with all cases I have placed with you and it has been a pleasure to work with him. Thank you so much Andy.

Rebecca Cook

Winchester

Made what I thought was a complicated mortgage application very simple. Very impressive service- Thank you!

David

United Kingdom

AWARDS

Best marketing specialist lending

Awarded by MIMA in 2024 as the business that has excelled throughout the year with our marketing in the Specialist Lending sector. Whether it was through our product launches, brand awareness campaigns or engagement – we're honoured to be recognised as the best of the best.

Specialist lender of the year

Awarded Best Specialist Lender by Mortgage Introducer in 2024. We’re truly flattered by this award and are honoured to support our mortgage intermediary partners.

Best Specialist Mortgage Lender

Awarded Best specialist Mortgage lender at the Credit Strategy Lending Awards 2024. We work tirelessly to have a clear, transparent strategy in place and we’re thrilled to be recognised for it.