We've evolved and are now Foundation.
Formerly Foundation Home Loans.
Need a mortgage?
Finding the right mortgage starts with expert advice from someone who understands real-world circumstances. That's why our products are available through authorised intermediaries who can guide you with clarity and structure that specialist lending needs. Speak to a broker to explore options that best fit your needs.
Existing customer?
Thank you for choosing Foundation. Our experienced teams are here to support you. If you’d like to chat about your mortgage or anything else, please don’t hesitate to contact us. We’re always happy to help. We're here to make mortgages happen.
Your experience matters
We're committed to making every interaction with us clear and straightforward. Whether you're using our website, calling, or writing to us, we want you to feel supported and informed every step of the way.
Take Five to Stop Fraud
We’re encouraging our borrowers to take five minutes to talk with loved ones — especially grandparents or older relatives — about how to stay safe from scams. A simple conversation can make a real difference.
Foundation will never ask for things like your PIN or passwords over the phone or in writing. Before sharing any personal or financial details, stop and think. If you’re ever unsure, hang up and get in touch using a number or email you know is genuine — like the one on your statement, bank card or our official website.
Let’s help keep one another safe. Further details on how you can protect yourself from conveyancing fraud and other types of fraud can be found on the ‘Take Five’ Campaign to stop fraud website.
We're Foundation
We're a specialist lender, offering a range of buy to let and residential mortgages shaped by real-world circumstances. We come into our own when you need clarity, flexibility and a lender who understands not everyone fits a standard mould.
Our products are available through authorised intermediaries, who can guide you with the expertise and support you need. You can find a broker on unbiased.co.uk.
We've been helping customers since 1998, building the foundations, insight and experience that define who we are today. To learn more, visit our about Foundation page.
Bank of England Base Rate changes
All of our mortgages are connected to the Bank of England Base Rate, whenever that rate changes, it might affect the amount of your monthly mortgage payment.
To find out what the current Bank base rate is, you can go to the Bank of England website. The Monetary Policy Committee can choose to change the Bank Base Rate at any time.
We'll always write to our customers to inform them about the changes and how it may affect their mortgage payments.
